If something of yours is damaged while you’re moving home, what should you do about it? In the advice that follows, please remember that a lot will depend upon the exact conditions of any insurance policies you have in place plus your own national, state or regional laws. The nature of removals insurance Broadly speaking, removals insurance cover comes under two headings:
To give a crude example, if they reverse their truck over a piece of your furniture then you can probably claim against their insurance. If you drop something or have a delay that means you incur vehicle waiting charges and unexpected overnight stays, you probably can’t.
Making a claim
Your policy should tell you exactly what your insurer will expect you to do in order to make a claim in the event it’s necessary. Be certain you understand whether your policy provides “new-for-old” or “market value” replacement. The amount you’ll receive will be very different depending upon which type of cover you’ve paid for. It’s a fact of life though that sometimes insurance company conditions are less than crystal clear. The performance of some companies in claims handling can also leave something to be desired in certain cases. So:
None of this is meant to imply you cannot trust your insurer. It is simply good professional practice to try and reduce the chances of problems arising.
2 Comments
7/16/2017 12:39:31 am
Is your life insurance company going to stand the test of time. Find out if the company you are currently paying premiums to is among the biggest in the United States.
Reply
8/19/2017 12:56:32 am
Enjoying yourself in the prime of your life? Good! But while you're enjoying your today, don't forget to prepare yourself for tomorrow. You need to start saving up for a rainy day now, so that you don't find yourself with very little money later. With costs rising, it's almost a certainty that there will be a cash crunch. So be wise and prepare yourself. Here's how.
Reply
Leave a Reply. |
ArchivesCategories |